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Real Estate News Articles for Buyers

Mortgage Options 

...Adjustable-rate and fixed-rate mortgages are two of the most common financing options. In the last five years, loans from the Federal Housing Administration boomed in popularity, accounting for 28 percent of home loan volume in 2009. Choosing the best mortgage option requires the borrower’s foresight....[Click on the link for the rest of the article]

Urban Legends - "It's a Buyer's Market" 

Lately every real estate conversation centers around one simple fact, “It is a Buyer’s Market.”   Ask any buyer and you will hear about that smoking good deal made during the purchase of their home.  Ask a seller, and you will hear how their home is selling for $1000’s less than in previous year.  Ask a realtor, and you will hear about how homes are being given away for pennies on the dollar...[Click on the link for the rest of the article]

Low-balling--Should You Write a Low Priced Offer?

In real estate the term "low-ball" is often associated with writing an offer that is significantly below the seller’s list price.  In Arizona an offer is consider a low-ball offer when the offer price is 10% under the list price.   So, is low-balling a good idea?  Situations vary. [Click the link for the rest of the article]

Clarification on FHA exemption for flipping homes-  FHA is extending the exemption of their very, very strict 90 day flipping rule for homes utilizing the NSP so that the buyers can be eligible for FHA mortgage financing for foreclosed or abandoned homes that are acquired by a nonprofit or previously approved for profit, state and local agencies but it does not extend to any other property flips.

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